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Home Equity Rates

Home Equity Line of Credit (HELOC)
  Rate* Points APR Maximum
HELOC 3.25% 0 3.25% $75,000

Adjustable Rate: As of 05/01/2020. The annual percentage rate is based on the value of an index. The index is the weekly average yield on U.S. Treasury Securities adjusted to a constant maturity of one year. We add a margin of 2.75% to the value of the index and round up to the next .25% if the rate is not already rounded.

A fee of $200 is required with the application and is applied to closing costs. Appraisal fees, if required, are approximately $300.00. Adequate property and flood insurance (if applicable) is required at time of closing.

Maximum APR is 20.0%. Consult with your tax advisor for income tax implications.

All rates subject to change without notice.